:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--ink:#1c2b33;--ink-soft:#6b7d85;--navy:#005382;--navy-deep:#003a5c;--blue:#005382;--blue-soft:#e6f0f6;--gold:#c9972a;--gold-soft:#fff7df;--green:#276601;--green-brand:#96c679;--green-soft:#f1f7ec;--red:#c23b3b;--red-soft:#fbeaea;--surface:#fff;--surface-muted:#fafcfb;--line:#dfe7ea;--shadow:0 18px 50px #082a4a1a;--radius-lg:24px;--radius-md:16px;--radius-sm:10px;--type-caption:.875rem;--type-small:.9375rem;--type-body:1rem;--type-lead:1.125rem;--type-number:1.75rem}*{box-sizing:border-box}[hidden]{display:none!important}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--surface);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.55}small{font-size:var(--type-caption)}button,input,select{font:inherit}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}:focus-visible{outline-offset:3px;outline:3px solid #e6ad32bf}.shell{width:min(1180px,100% - 40px);margin-inline:auto}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{z-index:100;color:var(--navy);background:var(--gold-soft);border-radius:8px;padding:10px 14px;font-weight:700;position:fixed;top:12px;left:12px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.site-header{z-index:10;color:#fff;background:var(--navy-deep);border-bottom:1px solid #ffffff21;position:relative}.header-inner,.footer-inner{justify-content:space-between;align-items:center;gap:24px;min-height:78px;display:flex}.brand{color:inherit;align-items:center;gap:11px;text-decoration:none;display:inline-flex}.brand img{object-fit:contain;border-radius:50%;width:52px;height:52px}.brand span{line-height:1.1;display:grid}.brand strong{letter-spacing:.01em;font-size:1.05rem}.brand small{font-size:var(--type-caption);opacity:.72;margin-top:5px}.tool-label{color:#ffffffbf;font-size:var(--type-caption);letter-spacing:.04em;text-transform:uppercase;font-weight:700}.hero{color:#fff;background:radial-gradient(circle at 80% 10%, #1e77ad70, transparent 32%), linear-gradient(128deg, var(--navy-deep) 0%, var(--navy) 68%, #0a4773 100%);position:relative;overflow:hidden}.hero:after{content:"";border:1px solid #ffffff1c;border-radius:50%;width:520px;height:520px;position:absolute;bottom:-260px;right:-170px;box-shadow:0 0 0 75px #ffffff06,0 0 0 150px #ffffff05}.hero-grid{z-index:1;grid-template-columns:minmax(0,1fr) 330px;align-items:center;gap:80px;min-height:390px;padding-block:64px 76px;display:grid;position:relative}.eyebrow,.step-label{color:var(--blue);font-size:var(--type-caption);letter-spacing:.12em;text-transform:uppercase;margin:0 0 10px;font-weight:800}.hero .eyebrow{color:#f1c45f}h1,h2,h3,h4,p{margin-top:0}h1{letter-spacing:-.055em;max-width:750px;margin-bottom:22px;font-size:clamp(2.45rem,5.2vw,4.5rem);line-height:1.02}h2{letter-spacing:-.035em;margin-bottom:8px;font-size:clamp(1.65rem,2.5vw,2.25rem);line-height:1.15}h3{letter-spacing:-.02em;margin-bottom:10px;font-size:1.375rem;line-height:1.25}h4{margin-bottom:14px}.hero-copy{color:#ffffffc7;max-width:710px;font-size:var(--type-lead);margin-bottom:28px}.trust-row{color:#ffffffd1;font-size:var(--type-small);flex-wrap:wrap;gap:10px 24px;font-weight:650;display:flex}.trust-row span{padding-left:17px;position:relative}.trust-row span:before{content:"";background:var(--gold);border-radius:50%;width:7px;height:7px;position:absolute;top:.55em;left:0}.hero-note{border-radius:var(--radius-md);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff14;border:1px solid #ffffff29;align-items:center;gap:18px;padding:24px;display:flex}.hero-note p{color:#ffffffc7;font-size:var(--type-body);margin:0}.hero-note strong{color:#fff}.note-number{color:#f2c45c;flex:none;font-size:3.6rem;font-weight:800;line-height:1}.simulator-section{background:var(--surface-muted);padding:72px 0 84px}.workspace{grid-template-columns:minmax(0,1fr) 340px;align-items:start;gap:28px;display:grid}.input-panel,.snapshot{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface);box-shadow:var(--shadow)}.input-panel{padding:clamp(24px,4vw,42px)}.snapshot{padding:28px;position:sticky;top:24px}.section-heading{justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:26px;display:flex}.section-heading p:not(.step-label){color:var(--ink-soft);margin:0}.section-heading.compact{margin-bottom:18px}.text-button{color:var(--blue);text-underline-offset:3px;background:0 0;border:0;flex:none;padding:4px 0;font-weight:750;text-decoration:underline}.debts-list{gap:16px;display:grid}.debt-card{border:1px solid var(--line);border-radius:var(--radius-md);background:#fbfcfd;min-width:0;margin:0;padding:20px}.debt-card-header{justify-content:space-between;align-items:center;gap:12px;margin-bottom:15px;display:flex}.debt-count{color:var(--blue);font-size:var(--type-caption);letter-spacing:.1em;text-transform:uppercase;font-weight:800}.remove-debt{color:var(--red);font-size:var(--type-caption);background:0 0;border:0;padding:4px;font-weight:700}.debt-fields-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:12px;display:grid}.form-field{min-width:0;color:var(--ink-soft);font-size:var(--type-caption);gap:7px;font-weight:700;display:grid}.form-field>input,.form-field>select,.prefix-input,.suffix-input,.money-field{border-radius:var(--radius-sm);width:100%;color:var(--ink);background:var(--surface);border:1px solid #cbd5df;transition:border-color .16s,box-shadow .16s}.form-field>input{min-height:46px;padding:10px 12px}.form-field>select{appearance:none;background-image:linear-gradient(45deg,#0000 50%,#678 50%),linear-gradient(135deg,#678 50%,#0000 50%);background-position:calc(100% - 17px) 19px,calc(100% - 12px) 19px;background-repeat:no-repeat;background-size:5px 5px,5px 5px;min-height:46px;padding:10px 36px 10px 12px}.prefix-input,.suffix-input,.money-field{align-items:center;min-height:46px;display:flex;overflow:hidden}.prefix-input:focus-within,.suffix-input:focus-within,.money-field:focus-within,.form-field>input:focus,.form-field>select:focus{border-color:var(--blue);box-shadow:0 0 0 3px #0c5e9c1f}.prefix-input input,.suffix-input input,.money-field input{width:100%;min-width:0;min-height:44px;color:var(--ink);background:0 0;border:0;outline:0;padding:9px 4px;font-weight:700}.prefix-input b,.suffix-input b{color:#6b7988;font-size:var(--type-caption);flex:none;padding:0 11px}.secondary-button,.primary-button{border-radius:12px;min-height:48px;padding:12px 18px;font-weight:800;transition:transform .16s,box-shadow .16s,background .16s}.secondary-button{color:var(--navy);background:var(--surface);border:1px solid #b8c5d0}.secondary-button:hover{border-color:var(--blue);color:var(--blue)}.primary-button{border:1px solid var(--blue);color:#fff;background:var(--blue);box-shadow:0 10px 22px #00538233}.primary-button:hover{background:var(--navy-deep);transform:translateY(-1px)}.add-debt{width:100%;box-shadow:none;border-style:dashed;margin-top:16px}.add-debt span{margin-right:5px;font-size:1.2rem}.capacity-section{border-top:1px solid var(--line);margin-top:42px;padding-top:36px}.extra-mode-picker{border:0;min-width:0;margin:0;padding:0}.extra-mode-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;display:grid}.extra-mode-options label{cursor:pointer;position:relative}.extra-mode-options input{opacity:0;pointer-events:none;position:absolute}.extra-mode-options span{border:1px solid var(--line);min-height:48px;color:var(--ink-soft);background:var(--surface);font-size:var(--type-caption);text-align:center;border-radius:12px;place-items:center;padding:10px 12px;font-weight:750;display:grid}.extra-mode-options input:checked+span{border-color:var(--blue);color:var(--blue);background:var(--blue-soft);box-shadow:0 0 0 2px #0053821a}.extra-mode-options input:focus-visible+span{outline-offset:3px;outline:3px solid #96c679bf}.extra-fields-block{margin-top:22px}.occasional-fields{border-radius:var(--radius-md);background:var(--blue-soft);border:1px solid #c9dce7;padding:20px}.occasional-heading{justify-content:space-between;gap:18px;margin-bottom:16px;display:flex}.occasional-heading>div{display:grid}.occasional-heading small{color:var(--ink-soft);margin-top:3px}.occasional-grid{grid-template-columns:1.1fr 1fr 1fr;gap:12px;display:grid}.objective-section{border:0;border-top:1px solid var(--line);min-width:0;margin:40px 0 0;padding:36px 0 0}.objective-section legend{width:100%;margin-bottom:18px;display:grid}.objective-section legend .step-label{margin-bottom:8px}.objective-section legend strong{letter-spacing:-.025em;font-size:1.5rem}.objective-section legend small{max-width:650px;color:var(--ink-soft);font-size:var(--type-small);margin-top:7px;font-weight:400}.objective-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;display:grid}.objective-options label{cursor:pointer;position:relative}.objective-options input{opacity:0;pointer-events:none;position:absolute}.objective-options label>span{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface);min-height:84px;padding:15px 16px;transition:border-color .16s,box-shadow .16s,background .16s;display:grid}.objective-options small{color:var(--ink-soft);margin-top:4px}.objective-options input:checked+span{border-color:var(--blue);background:var(--blue-soft);box-shadow:0 0 0 2px #0c5e9c1f}.objective-options input:focus-visible+span{outline-offset:3px;outline:3px solid #e6ad32bf}.field-label{color:var(--ink);font-size:var(--type-small);margin-bottom:8px;font-weight:800;display:block}.featured-field{border-width:2px;border-color:#b8c8d6;max-width:390px;min-height:58px}.featured-field>span:first-child{color:var(--blue);padding-left:15px;font-size:1.15rem;font-weight:800}.featured-field>span:last-child{color:var(--ink-soft);font-size:var(--type-caption);padding-right:14px;font-weight:800}.featured-field input{padding-inline:8px;font-size:1.2rem}.field-help{max-width:620px;color:var(--ink-soft);font-size:var(--type-small);margin:9px 0 14px}.quick-values{flex-wrap:wrap;gap:8px;display:flex}.quick-values button{color:var(--ink-soft);background:var(--surface);font-size:var(--type-caption);border:1px solid #c9d4dd;border-radius:999px;padding:7px 11px;font-weight:700}.quick-values button:hover{border-color:var(--blue);color:var(--blue)}.offer-details{border:1px solid var(--line);border-radius:var(--radius-md);background:#fbfcfd;margin-top:34px}.offer-details summary{cursor:pointer;min-height:76px;padding:17px 20px;list-style:none;display:flex}.offer-details summary::-webkit-details-marker{display:none}.offer-details summary:after{content:"+";color:var(--blue);align-self:center;margin-left:auto;font-size:1.5rem;font-weight:500}.offer-details[open] summary:after{content:"−"}.offer-details summary span{display:grid}.offer-details summary small{color:var(--ink-soft);margin-top:4px}.offer-content{padding:0 20px 22px}.offer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:18px;display:grid}.inline-notice{border-left:4px solid var(--blue);color:#284e6d;background:var(--blue-soft);font-size:var(--type-small);margin:0;padding:13px 15px}.inline-notice.warning{border-left-color:var(--gold);color:#6f5216;background:var(--gold-soft)}.analyze-button{width:100%;min-height:58px;margin-top:28px;font-size:1rem}.privacy-note{color:var(--ink-soft);font-size:var(--type-caption);text-align:center;margin:11px 0 0}.form-errors,.form-warnings{border-radius:var(--radius-sm);font-size:var(--type-small);margin-bottom:20px;padding:14px 16px}.form-errors{color:#7e2727;background:var(--red-soft)}.form-warnings{color:#6b5016;background:var(--gold-soft)}.form-errors ul,.form-warnings ul{margin:6px 0 0;padding-left:20px}.snapshot h2{font-size:1.5rem}.snapshot-total{border-bottom:1px solid var(--line);gap:4px;margin:24px 0;padding-bottom:24px;display:grid}.snapshot-total span,.snapshot dt{color:var(--ink-soft);font-size:var(--type-caption)}.snapshot-total strong{color:var(--navy);letter-spacing:-.04em;font-size:2rem;line-height:1.2}.snapshot-total strong,.snapshot dd,.metric-value,.recommended-payment strong,.opportunity-result,.bar-labels strong,td{font-variant-numeric:tabular-nums}.snapshot dl{gap:15px;margin:0;display:grid}.snapshot dl div{justify-content:space-between;gap:16px;display:flex}.snapshot dd{color:var(--ink);font-size:var(--type-small);text-align:right;margin:0;font-weight:800}.snapshot-tip{color:#31556f;background:var(--blue-soft);border-radius:12px;gap:10px;margin-top:26px;padding:14px;display:flex}.snapshot-tip>span{color:#fff;background:var(--blue);border-radius:50%;flex:none;place-items:center;width:21px;height:21px;font-size:.8125rem;font-weight:800;display:grid}.snapshot-tip p{font-size:var(--type-caption);margin:0}.results-section{padding:76px 0 90px;scroll-margin-top:20px}.results-intro{justify-content:space-between;align-items:flex-start;gap:30px;margin-bottom:30px;display:flex}.results-intro>div{max-width:760px}.results-intro p:last-child{color:var(--ink-soft);margin:0}.objective-badge{color:#245675;background:var(--blue-soft);font-size:var(--type-caption);border-radius:999px;margin:0 0 12px;padding:6px 10px;font-weight:800;display:inline-flex}.strategy-picker{border:0;margin:0 0 26px;padding:0}.strategy-picker legend{font-size:var(--type-caption);margin-bottom:12px;font-weight:800}.strategy-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;display:grid}.strategy-options label{cursor:pointer;position:relative}.strategy-options input{opacity:0;pointer-events:none;position:absolute}.strategy-options span{border:1px solid var(--line);border-radius:var(--radius-md);min-height:88px;color:var(--ink);background:var(--surface);padding:16px;transition:border-color .16s,box-shadow .16s,background .16s;display:grid}.strategy-options small{color:var(--ink-soft);margin-top:5px}.strategy-options input:checked+span{border-color:var(--blue);background:var(--blue-soft);box-shadow:0 0 0 2px #0c5e9c1f}.strategy-options input:focus-visible+span{outline-offset:3px;outline:3px solid #e6ad32bf}.metrics-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:18px;display:grid}.metric-card{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface);align-content:start;min-height:140px;padding:20px;display:grid}.metric-label{color:var(--ink-soft);font-size:var(--type-caption);font-weight:700}.metric-value{color:var(--navy);font-size:clamp(var(--type-number), 2.6vw, 2rem);letter-spacing:-.035em;margin-top:8px;line-height:1.18}.metric-card small{color:var(--ink-soft);margin-top:8px}.recommendation-card{border-radius:var(--radius-lg);color:#fff;background:linear-gradient(130deg, var(--navy-deep), var(--navy));grid-template-columns:minmax(0,1fr) 270px;align-items:center;gap:36px;margin-top:18px;padding:clamp(24px,4vw,38px);display:grid}.recommendation-card .eyebrow{color:#f2c45c}.recommendation-card h3{font-size:clamp(1.5rem,2.4vw,1.9rem)}.recommendation-card p:last-child{color:#ffffffba;margin:0}.recommended-payment{border-radius:var(--radius-md);background:#ffffff12;border:1px solid #ffffff21;padding:20px;display:grid}.recommended-payment span,.recommended-payment small{color:#ffffffa6;font-size:var(--type-caption)}.recommended-payment strong{color:#f2c45c;margin:5px 0;font-size:1.65rem}.monthly-action,.relief-guide,.stabilization-panel{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface);margin-top:22px;padding:clamp(24px,4vw,36px)}.monthly-action h3,.relief-guide h3,.stabilization-panel h3{font-size:clamp(1.35rem,2.6vw,1.85rem)}.action-list{counter-reset:action;gap:0;margin:22px 0 0;padding:0;list-style:none;display:grid}.action-list li{counter-increment:action;gap:3px;min-height:62px;padding:0 0 20px 52px;display:grid;position:relative}.action-list li:not(:last-child):after{content:"";background:var(--line);width:1px;position:absolute;top:34px;bottom:0;left:17px}.action-list li:before{content:counter(action);color:#fff;background:var(--blue);border-radius:50%;place-items:center;width:34px;height:34px;font-weight:800;display:grid;position:absolute;top:0;left:0}.action-list li span{color:var(--ink-soft);font-size:var(--type-small)}.action-list a,.official-sources a,.stabilization-source{color:inherit;text-underline-offset:3px;font-weight:750}.opportunity-callout{border-radius:var(--radius-md);color:#174a3b;background:var(--green-soft);grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;margin-top:18px;padding:22px 24px;display:grid}.opportunity-callout div:first-child{display:grid}.opportunity-callout div:first-child>span{font-size:var(--type-caption);letter-spacing:.08em;text-transform:uppercase;font-weight:800}.opportunity-callout div:first-child>strong{margin-top:3px;font-size:1.08rem}.opportunity-callout p{color:#467266;font-size:var(--type-caption);margin:5px 0 0}.opportunity-result{text-align:right;min-width:190px;display:grid}.opportunity-result strong{font-size:1.2rem}.opportunity-result span{color:#467266;font-size:var(--type-caption)}.relief-guide{background:var(--gold-soft);border-color:#e2c773}.relief-checklist{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 28px;margin:20px 0 0;padding-left:20px;display:grid}.relief-checklist li{padding-left:3px}.stabilization-panel{background:#fffbef;border-color:#e2c773;margin-top:0}.stabilization-panel>p:not(.eyebrow){max-width:820px;color:var(--ink-soft)}.stabilization-list li{min-height:72px}.stabilization-source{color:#725614;margin-top:4px;display:inline-block}.registered-totals{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:28px;display:grid}.priority-block,.comparison-block,.alternatives-block,.offer-result{margin-top:54px}.result-details{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface);margin-top:28px}.result-details>summary{min-height:58px;color:var(--blue);cursor:pointer;align-items:center;padding:14px 18px;font-weight:800;list-style:none;display:flex}.result-details>summary::-webkit-details-marker{display:none}.result-details>summary:after{content:"+";margin-left:auto;font-size:1.4rem}.result-details[open]>summary:after{content:"−"}.result-details-content{padding:0 18px 24px}.detail-totals{border-top:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;padding-top:18px;display:grid}.result-details .comparison-block,.result-details .alternatives-block{margin-top:34px}.section-copy{max-width:780px;color:var(--ink-soft);margin-bottom:22px}.priority-list{gap:10px;margin:0;padding:0;list-style:none;display:grid}.priority-item{border:1px solid var(--line);border-radius:var(--radius-md);grid-template-columns:42px minmax(0,1fr) auto;align-items:center;gap:15px;padding:16px 18px;display:grid}.priority-number{color:#fff;background:var(--blue);border-radius:50%;place-items:center;width:38px;height:38px;font-weight:800;display:grid}.priority-copy{display:grid}.priority-copy span,.priority-payoff{color:var(--ink-soft);font-size:var(--type-caption)}.priority-payoff{text-align:right}.comparison-rows{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;display:grid}.comparison-group{border-radius:var(--radius-md);background:var(--surface-muted);padding:22px}.bar-row+.bar-row{margin-top:15px}.bar-labels{color:var(--ink-soft);font-size:var(--type-caption);justify-content:space-between;gap:14px;margin-bottom:6px;display:flex}.bar-labels strong{color:var(--ink)}.bar-track{background:#dce3e9;border-radius:999px;height:11px;overflow:hidden}.bar-fill{border-radius:inherit;background:#8798a7;height:100%;display:block}.bar-row.emphasized .bar-fill{background:var(--blue)}.table-wrap{border:1px solid 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